прописи на енглеском језику

The present Law shall govern the mortgage, for the purpose of securing and collection of claims.

A mortgage shall mean a lien on real estate, which empowers the creditor in the event of the debtor's failure to pay a debt due, to request the collection of debt-claim secured by the mortgage (hereinafter: the claim) from the real estate value before the ordinary creditors and before junior mortgage creditors (hereinafter: the mortgagee), regardless of the real estate actual possession.

The following may be the subject of a mortgage (hereinafter: the subject or real estate):

1) an immovable property (title to land, building and the like);

2) a part of a real estate property, in accordance with the decision on partition;

3)  a portion in a common immovable property;

4) a separate part of a building in tenure, and/or some other right containing the right of disposal (a dwelling, business premises, garage, parking space, etc.);

5) a right to land authorising the free legal disposition, including in particular the right of construction, right of priority construction or disposition in government and/or social ownership;

6) a building under construction, as well as a separate part of a building under construction (a dwelling, business premises, garage, etc.), irrespective of whether completed or not, provided that a valid building permit has been issued in conformity with the law governing the building construction.